1) Marzena Bac - Insurance awareness of the owners of real estates as a result of the questionnaire (part I)
2) Stanisław Belniak, Maciej W. Wierzchowski - Market of land properties in the ownership of the Treasury
3) Barbara Stolińska - Property acquisition by foreigners in Poland
REAL ESTATE MANAGMENT
4) Aneta Zaremba - The Main Sources of Information about Real Property
5) Elżbieta Kanak - Economic cycles on the property market
6) Artur Zimny - Housing problems in the EU member states
7) Katarzyna Małecka - Analysis of apartament prices in Łódź
8) Marcin Uryga - Map of transaction prices on housing real estate market in Cracow
ON THE PUBLISHING MARKET
9) Marcin Surówka – Recenzja książki „Rewitalizacja nieruchomości w procesie odnowy miast” Stanisław Belniak – review
Marzena Bac - Insurance awareness of the owners of real estates as a result of the questionnaire (part I)
The article presents the results of the questionnaire which was carried out on the group of 504 people who owned properties in the region of high catastrophic threat in Poland. The research was carried out in the doctoral dissertation and was its empirical part. The aim of the research was to describe the level of the awareness of the existing of threats and results of catastrophic events and possibilities of insurance against them (insurance awareness) in the researched group.
Stanisław Belniak, Maciej W. Wierzchowski - Market of land properties in the ownership of the Treasury
Land properties economics and management has become particularly important for the implementation of the State policy after Poland joined European Union on the 1st Mai 2004. Legal tools, facilitating implementation of the State policy in the field of land properties economics, have been created by the Act on Real Estate Economics from 21st August 1997. The paper focuses on ownership issues, important for effectiveness of the process of the Treasury land properties management. The precondition of further discussion is that properties management should fulfill the requirement of public interest and economic efficiency of the national property management. In particular, discussed were following issues:
1. dilemma between eternal land-lease and ownership
2. problem of how to rationally agree two different and basic attitudes towards Treasury land properties;
a. as a source of incidental, one-off budget incomes in consequence of land sales
b. as a source of regular, long-term rental incomes
3. contents of the eternal land-lease contract, the following clauses:
a. land - leaseholder should develop land property within determined period of time, and also develop and utilize according to purpose for which the property has been leased;
b. land property has been leased for defined purpose and the purpose cannot be freely and changed by the eternal land-lessee or his legal successor.
4. determined in the Act on Real Estate Economics, rules of the Treasury land properties sales and eternal land-lease, referring to:
a. tender or non-tender sale / lease
b. determination of real estate sale price
c. determination of percentage rate of annual payments for eternal land-lease contract
5. possibilities of conversion of eternal land-lease right of the Treasury land into ownership right.
Barbara Stolińska - Property acquisition by foreigners in Poland
Since the political and economic integration started with the European Union, Poland has been transforming its law. Ownership rights on land are governed by the act of 1920 (The Law on the Acquisition of Real Estate by Foreigners) in Poland. The most recent amendments stemmed form Poland’s accession to EU . Therefore, the law provides for a favourable treatment citizens from European Economic Area. As a result purchase of real estate by EEA citizens does not require any permits. In view of changes mentioned above it seems to be important to state that there is no danger of Polish land exaggerated purchase, which is shown in a Ministry of Interior and Administration’s annual reports.
Aneta Zaremba - The Main Sources of Information about Real Property
Information has a diversity of meanings in the Polish language, and to name but a few, represents an act of informing, communication or instruction. As far as real property management is concerned, information is one of the most crucial elements of an efficient decision making process. Lack of information or its poor quality may lead to improper decision making. Therefore, prior to making any decision concerning real property management, it is essential to take into account the sources of information about property, which include Land and Property Register, Cadastre, Local Spatial Management Plan, Local Spatial Development Plan and Study of Pre-Conditions and Direction Policies for Spatial Management of Community. Land and Property Register and Cadastre constitute the main referential systems of factual and legal data about land and property. Local Spatial Development Plan and Study of Pre-Conditions and Direction Policies for Spatial Management of Community are very important sources of information for future development and exploitation of a given area. Whereas, Local Spatial Management Plan plays a part of a thematic subsystem which is a crucial source of information for activities connected with investment and designing, and which provides control over how land and property can be developed and improved
Elżbieta Kanak - Economic cycles on the property market
Contemporary free-market economies are characterised byongoing fluctuations and economic cycles – from very short, through seasonal and mid-term fluctuations, up to very long cycles linked to social movements and technological changes. The history of economic crises and cycles shows that the economic growth is not everlasting and every period of prosperity is followed by a recession – this is how economic cycles work. Due to their characteristics, properties play an important role in every type of business activity. Land, houses and buildings are closely connected with the economy and therefore any changes in the economy are reflected in the property market which, being an integral part of the economy, influences the macroeconomic variables. This interdependence seems particularly strong when we think of the twofold impact which the market examined can have on the economic situation. On the one hand, it can deepen the crisis, but on the other hand, it can trigger some positive phenomena which can help push the economy forward.
Artur Zimny - Housing problems in the EU member states
There are two categories of the causes of discontent with housing conditions: internal and external. The first category is linked to problems with floor space, technical conditon and equipment of dwelling. The second category is connected with environment of the dwelling. The aim of this study is to show the degree of selected housing problems in the EU member states in the year of 2007. These problems have been divided into direct problems (internal causes) and indirect problems (external causes). Moreover, the author presented relation between the degree of housing problems in individual countries and the level of economic development of these coutnries.
Katarzyna Małecka - Analysis of apartament prices in Łódź
The article is an attempt of analysis of apartament prices in Łódź. A subject of the study is prices decomposition, features of apartments influencing it, direction and strenght of influence of particular features. The features of apartments included in the study are: location, area, number of rooms, incidence of kitchen, bathroom and toilet . The study is divided into two parts. The first part is related to the affection of location (in question of districts) on prices. The second presents a cause-effect model showing the relation between the price of an apartament and features specified above. The most important thing in this case is the confirmation of influence of spcified feature on prices decomposition.
Marcin Uryga - Map of transaction prices on housing real estate market in Cracow
The article presents the major results of the research conducted with the intention to diagnose real prices of “second-hand” flats in Krakow. The presented map shows average transaction prices (freehold flats only) registered on the Krakow secondary market in 2008. It has been prepared by the Emmerson Market Research Department on the basis of approx. 1,200 sale/ purchase transactions monitored by the property valuers of Emmerson Evaluation. Contrary to other similar publications based on offering (initial) data, it presents updated real market value of dwellings in the city. In the beginning of the article, the author has briefly summarized the main differences between offer (initial) prices and transaction (final) ones.