1. Edward Wiszniowski - Dilemmas of financing residential real estate with foreign currency loan.
REAL ESTATE MANAGMENT
2. Jarosław Bydłosz – Selected problems related to the electronic access to land and mortgage register
3. Maciej W. Wierzchowski – Online reference database of real estate in Poland.
4. Karolina Orzeł - Franchising as an entry strategy into the real estate market.
5. Małgorzata Zięba - Social aspects of urban regeneration of disadvantageous urban districts.
6. Marta Opioła - Revitalization – a chance or an obstacle in building and managing the commercial real estate: Krowoderski Market Square as an example.
7. Adam Nalepka - Factors differentiating process of property managementt.
8. Piotr Zbrojewski - The source of speculative behavior and its influence on real estate market.
9. Krzysztof Zima, Agnieszka Dziadosz - Cost Studies in the construction investment process.
10. Janina Kotlińska - Power of taxation bodies of municipalities in property tax (for example, selected major cities).
CHANGES IN REAL ESTATE LAW
11. Maciej J. Nowak - Amendments to the Real Estate Management Act
12. Marlena Jankowska - Scientific Conference "Distribution equipment on the basis of private land, and the right of property" (Katowice, 9 March 2011)
13. Michał Głuszak, Bartłomiej Marona - XXIII Conference European Network of Housing Research (Tuluza, 5-8 July 2011)
Edward Wiszniowski - Dilemmas of financing residential real estate with foreign currency loan
The dominant part of the portfolio of housing loans granted by the banking sector are foreign currency loans, in particular the Swiss Franc. This article presents a hypothetical example of home mortgage in the context of foreign exchange risk borne by borrowers. This article aims to identify key variables that borrowers should consider when opting for a loan denominated in foreign currency. The study of exchange rates and market interest rates presented cover the period from 2001 to 2011. The article is also an attempt to answer the question of whether foreign currency loans are advantageous or disadvantageous for the borrowers.
Jarosław Bydłosz - Selected problems related to the electronic access to land and mortgage register
This paper concerns the problems that appeared in connection with the land register viewing via electronic way. The first part presents the legal basis of land register, the transfer (migration) of the contents of land register into the structure of land register managed with a computer system and the access to land register through the internet. The issue of access to land register through the internet was illustrated on the example of real estate with multi-family building. The work carried out shows that knowing the perpetual book number of a single premise, through the real estate perpetual book we have access to the perpetual books of all premises being separately owned estates, and thus the personal data of their respective owners.
Maciej W. Wierzchowski - Online reference database of real estate in Poland
In the second half of 2009 at the Institute of Urban Development was undertaken the implementation of two development projects, funded by the National Center for Research and Development, which respective titles were:
a) Monitoring of Polish real estate market for the years 2008-2010 (project number: 0006 05 R11 N; Project Leader: L. K ałkowski) and Online database of land for housing in Poland (Project number: N 0006 R11 06; Project Leader: M.W. Wierzchowski).
b) The Institute of Urban Development found it possible and advisable to make available a special web site for interested users, dedicated to:
- real estate market and
- land management in urban areas.
As a result of the first project, at the website: http://www.mprn.pl/nieruchomosci
– was published a service entitled „Databaseproperties”, consisting of two main blocks:
I. Notary Acts.
II. Property turnover and price.
The second project provides data and information gathered in the filing sytem of land and buildings kept by district mayors (starosta). These data were made available at the website http://www.mprn.pl
under the title „Land database”- in:
- spatial layout: the whole country, 16 voivodships and respective districts;
- groups of generic forms of land type of ownership;
- land-use system.
Karolina Orzeł - Franchising as an entry strategy into the real estate market
Currently, the competitive environment of the real estate market favors the development of market entry barriers for new entrants. These obstacles can be overcome through franchising, in which by buying the license we get strong brand, business procedures and access to customers. Consolidation of the real estate market in Poland can lead within next 10 years to the situation in which only local players and agencies operating in the network remain on the market. The study shows what franchise systems are now present on the Polish real estate market and enumerates the benefits of joining the network in this sector.
Małgorzata Zięba - Social aspects of urban regeneration of disadvantageous urban districts
The paper discusses the issue of area-based urban regeneration programs focused on neglected neighborhoods. Discussed are social and socio-spatial processes that create disadvantaged districts: social exclusion, and related processes of stigmatization and neighborhood effects. Presented are underlying assumptions and goals of urban regeneration programs as well scope of integrated programs aimed at comprehensive regeneration of districts, improvement of quality of life of societies, and sustainable development of areas.
Marta Opioła - Revitalization – a chance or an obstacle in building and managing the commercial real estate: Krowoderski Market Square as an example
The author of the article undertakes the issues of revitalization processes impact on the decisions made by commercial real estate investors. She outlines the idea and historical factors of creating Krowoderski Market Square -the center of District V in the city of Cracow. Its potential impact on the decisions made by commercial property owners is also presented. The author describes planned investment impact area as to the type of commercial real estate located there. The analysis of revitalization processes generated impact on commercial real estate management processes is presented with the use of an example of an office complex Office Centre BIPROSTAL . On this basis the author summarizes conclusions concerning chances and risks that a commercial property owner can meet with in revitalized area.
Adam Nalepka - Factors differentiating process of property managementt
Process of property management of different types of real estates varies with respect to scope of management activities, significance of management activities, methods of implementing management activities or organizational structure of property management. Hence, it is important to define the scope of variability of management process of various types of properties and to identify factors differentiating property management process. Specific character of management process of different types of properties resulted in emergence of property managers specialized in managing different types of properties.
Piotr Zbrojewski - The source of speculative behavior and its influence on real estate market
This article is an attempt to illuminate the influence of speculation on the process of changes of prices on the real estate market. It tackles the issue of psychological aspects of speculative behavior. It is worth asking the question, whether speculation is a cause or a symptom of real estate cycle? Is the thesis about significant impact of supply condition on both the process and magnitude of price fluctuactions justified? Deliberations will be based on influence of elasticity of supply in connection with the speculative factor and its influence on the process of the price changes.
Agnieszka Dziadosz, Krzysztof Zima - Cost Studies in the construction investment process
The article describes cost studies occurring in the initial planning phase of investment The differences between such studies in the area of public procurement and private procurement were presented. The differences in the methodology of calculation of the Estimate Value of Investments and Planned Costs of Design and the Planned Costs of Construction Works were discussed also. It also describes the development of cost calculations occurring in the phase of preparation and implementation of construction. Studies performed have been presented by both the investor and the contractor sides. Cost studies have been presented were briefly characterized.
Janina Kotlińska - Power of taxation bodies of municipalities in property tax (for example, selected major cities)
Source of revenue for municipalities, including the major cities in Poland, among other, are revenues from local taxes. For some of these taxes the legislature has provided by the municipal authorities in the power of taxation. Not all authorities of the municipalities on an equal footing with the exercise of this right, however. The purpose of this study is to determine the degree of exploitation by the authorities, which are selected large cities in Poland, entitlement of taxation powers in relation to property tax. In particular, the analysis of the amount in question will be enacted tax rates and types of excess of the statutory exemptions in force in those cities in 2011. Cities that are the subject of the study were selected not by coincidence. They are the capitals of three strong provinces located in the western part of Polish and recognized centers of metropolitan areas.